Life happens in the blink of an eye: work, children, and other obligations are always part of the day. But have you ever stopped for a moment to think about what you want? A Life Settlement can provide extra funding to go after that hobby you’ve been wanting to learn or taking that trip that has always been a lifelong dream.
You deserve to enjoy your golden years, and living in a place you feel comfortable is only natural. Retirement homes and caregivers can be affordable — you just need to plan ahead and use your assets wisely.
Stop waiting for the “right time” to do the things you want. Instead, consider your options: if you are over 70 and own a life insurance policy worth over $100,000, you can sell it for a lump sum cash payment, allowing you to:
Most people don’t realize that a Life Insurance Policy is a valuable financial asset that can be sold, just like a car. A Life Settlement is the process of selling your insurance policy for cash, a process with three simple steps:
Get a Free Estimate.
In less than one minute, you can determine your eligibility to sell your life insurance policy and get a basic estimate of its sale value through our calculator.
Sell Your Policy
Once you know if you’re eligible, our friendly Policy Guides will answer all your questions and guide you every step of the way to sell your policy.
Enjoy Your Cash Payment
Just like that, your only responsibility will be to enjoy the cash you receive.
Get started now with our calculator
Get one step closer to financial freedom. Fill out the form and find out if you may be eligible to sell your policy in less than a minute!
Planning your golden years should be an exciting endeavor. Spending quality time surrounded by people who take care of you should be your only concern, not how to afford it. This is why a Life Settlement can be a great help. By selling your policy, you will receive a lump sum cash payment to find the retirement home you choose.
Make new friends, enjoy common interests, and discover new hobbies. A retirement home should be a place to look forward to, and having enough funding can make all the difference.
Finding the right caregiver can improve your overall quality of life. If you need assistance at home, you simply deserve the best.
How to fund my retirement?
Through a life settlement, you will secure your future regardless of what you end up deciding to do with your earnings. We make selling your policy easy, so you receive a lump sum cash payment to make the most of whatever you have planned next. Try our calculator and find out how much you could get for your policy now!
A comfortable, secure retirement relies on a financial cushion created by years of savings. Studies show, however, that many retirees face funding shortfalls¹. A life settlement can bolster your financial cushion to add comfort, security, and fun.
Pay for the best medical care
Medical expenses can add up quickly, and selling your policy can provide additional funding during a time of need, offer relief, alleviate financial burdens, and even make upgraded care possible.
Pay for quality senior living
Senior living communities and in-home care can be costly. A life settlement can provide you with the resources to help afford these services, so you can live your golden years on your own terms, near or with family.
¹ Baby Boomers have an average of $152,000 saved for retirement, according to the 19th Annual Retirement Survey of Workers conducted by the TransAmerica Center for Retirement Studies. This is not nearly enough to last through retirement. Based on information from the Bureau of Labor Statistics, adults between ages 65 and 74 spend, on average, $48,885 a year. Source: Investopedia
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Apex consists of an expert family of Policy Guides who offer insightful education, continuous guidance, and direct access to life settlement capital markets. We promise you an informed, 1:1, hands-on experience that will leave you feeling in control and in the know.